Templar Mortgages & Protection

Your Trusted Partner for Residential & Commercial Mortgages

Save Time and Money

I take care of the hard work so you
can secure the best financial solutions, quickly and effortlessly

Wide Range of Lenders

With access to over 170 lenders, I
can find the most competitive deals tailored just for you

Expert Advice

With my expertise and the support of a specialist network,
you can make confident, informed decisions

Testimonials

Our Services

Tailored mortgage advice to suit your needs whether you're buying your first home, moving, remortgaging or investing in property.

Mortgage process in 5 steps

Templar Mortgages and Protection believe in making the mortgage and protection process as straightforward and stress-free as possible. So, here’s how it works.

1. The Initial Consultation

Our initial consultation and sourcing a mortgage is FREE. You can contact us via the website, email, face book, WhatsApp or telephone, to arrange either a face to face or online meeting. I will let you know what documentation you will need to bring or send to me via your client portal.

During this meeting, I’ll discuss what you want to achieve and review your personal / financial circumstances, which includes your income, outgoings, and any other debts / financial commitments you may have. I will also give you some idea of what you can borrow.

2. AIP – Agreement in Principle (AIP):

I always recommended that you get yourself ‘mortgage ready’ when you are considering purchasing a property using a mortgage. Most estate agents will often require this before they put any offer to the vendor on your behalf.

An AIP is free to arrange and can easily be renewed if it goes out of date. So, once I’ve had a full understanding of your personal circumstances and financial situation, I will provide you with an AIP which you can give to the estate agent to show the lender is happy to give you a mortgage for the property purchase, subject to further assessment by an underwriter.

An (AIP) will not affect your credit score, as many lenders carry out a soft search. There’s no need to worry about this.

3. Mortgage Application Process

Once you’re happy with the mortgage I have recommended, I’ll complete and submit the necessary mortgage applications online. I’ll help you gather all the documents required and submit them to the relevant lender on your behalf.

Throughout this process, I’ll keep you informed on any updates or additional requirements the lender may need, as they underwrite your application.

4. Dealing with mortgage queries

Once your mortgage application is submitted, my administration team will liaise with the lenders on your behalf, track its progress, and resolve any queries. They work closely with the provider to ensure smooth processing and approval of your application(s).

5. Mortgage offer

My service doesn’t end once your mortgage and protection plans are live. I’m here to provide ongoing support and assistance, whether you have any further questions in relation to your mortgage or protection plans, you need to make changes, or simply require mortgage and protection advice in the future. Your financial peace of mind is my priority, and I’m committed to being your trusted partner every step of the way.

what makes us different

The values we live by

Making Homeownership and Property Investment More Accessible

We are committed to helping individuals and families access housing and investment opportunities. By offering a range of financial services including mortgage advice, personal and business protection, and home insurance, we support clients at every stage of their property journey.

Committed to Integrity and Community Impact

Operating with integrity, transparency, and empathy, we prioritise our clients' interests and the communities we serve. Our services are designed to contribute to sustainable financial outcomes and positive social impact through inclusive and responsible practices.

Brand-first approach

Our aim is to deliver tailored financial advice based on individual needs and circumstances. We focus on offering suitable solutions that reflect our clients’ goals, budgets, and long-term financial well-being, supporting confident and informed decision-making.

Trusted Support for a Secure Financial Future

We strive to build long-term relationships by being a reliable and trusted adviser. Whether supporting first-time buyers, growing families, or property investors, we are here to help clients secure a more stable and confident financial future.

My Fee's

Typically, our fee is £349.00 (£99.00 on application and £250.00 upon production of a mortgage offer) for arranging a mortgage. However, the actual fee will be dependent on your circumstances and will be agreed with you prior to any advice being given

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